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Home starts with a phone call

It’s the biggest purchase of your life. Talk to an expert.

Let’s Talk Call 708-531-8388

Buy A Home

We will find the best mortgage program for your situation.

Get Pre-Approved

Refinance

We can help you determine how refinancing fits with your financial goals.

Get A Quote

Review Your Loan Options

No two loans are alike. Let us help you decide what program is best for you.

  • 30-Year Fixed
  • 15-Year Fixed
  • ARM Loans
  • Jumbo Loans
  • VA Loans
  • FHA Loans
  • HomeReady
  • Renovation Loans

30-Year Fixed

  • Most popular mortgage program
  • Enjoy a low interest rate and fixed monthly payments
  • Quick approval and closing complete within 30 days

15-Year Fixed

  • Pay-off your home fast and save thousands of dollars during the life of the loan
  • Enjoy a low interest rate and fixed monthly payments
  • Quick approval and closing complete within 30 days

ARM Loans

  • Ideal if you plan to stay in your home for less than ten years
  • Enjoy a low interest rate and fixed monthly payments for a 5, 7, or 10-year period
  • Quick approval and closing complete within 30 days

Jumbo Loans

  • 5% and 10% down payment options
  • Low rates for fixed and adjustable terms
  • Expert Jumbo advice
  • Quick approval and closing complete within 30 days
  • Local to Chicagoland

VA Loans

  • $0 down payment required
  • No monthly mortgage insurance
  • Low rates and easy approval
  • Expert VA Loan advice
  • Quick approval and closing complete within 30 days

FHA Loans

  • Qualify with a down payment as low as 3.5%
  • Easy loan qualification
  • Marginal credit acceptable
  • Expert FHA advice
  • Quick approval and closing complete within 30 days

HomeReady

  • 3% down payment
  • Cancellable mortgage insurance
  • Easier qualification
  • Low rates
  • Quick approval and closing complete within 30 days

Renovation Loans

  • Qualify based on completed value of property after improvements
  • Finance up to 95% of new value
  • Enjoy a low rate

Get A Rate Quote

See how different loan programs and interest rates affect your monthly payment

Get Pre-Approved

Don’t go home shopping without one. Pre-approvals give realtors and sellers confidence that you’re a qualified buyer.

Get Started

Find A Home

Let the fun begin. A good Realtor will help you find the perfect home in your price range. We can even match you with a real estate expert in your desired neighborhood.

Get Connected
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Easy Apply

Digital application? We have it. You’ll be on your way to an official approval in 15 minutes or less.

Apply Now

Experience A Hassle-Free Process

We handle every detail from start to finish. Check our reviews. You’ll see that United Home Loans is the best in the business.

Who We Are

Move In

Home memories begin on moving day. Enjoy making the space your own, and remember, a lifetime of smart mortgage advice is only a phone call away.