Tom Michalak - United Home Loans

Tom Michalak

Mortgage Banker

“The right mortgage is a key component in a successful financial portfolio. I’m here to get you that mortgage.”
Tom Michalak, mortgage banker, uses his passion for numbers and financial markets to create loan programs tailored to individual cash-flow needs. He states, “I traded stock options for twenty years before joining the mortgage industry five years ago. There’s a lot of honesty in numbers, and I’m here to show clients how to use their assets, income and mortgage numbers for long-term gain.” Prior to joining United Home Loans, Tom served many happy clients as a loan officer at Midwest Lending. His strong financial background, along with his desire to share honest mortgage advice, was a perfect fit for United Home Loans. “UHL gives me access to everything I need to help clients get the best mortgage quickly and without stress,” he states. “It’s rare to find these cutting-edge resources inside of a family-run mortgage company that puts client service first.” In addition to his professional achievements, Tom attended Loras College in Dubuque, Iowa. Originally from Northbrook, he currently resides in Western Springs with his wife and two daughters. Tom is ready to provide honest advice to borrowers at any stage in life who need help deciding what mortgage is the best fit. If you’re looking for insight that evaluates how each loan option affects your financial portfolio, contact Tom today.


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Reviewed By tula24
Tom is there every step of the way to explain the process in the simplest way possible. He is kind and thoughtful. We have worked with Tom a few times now, as have family members, and have always had an amazing experience.
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Efficient, friendly, professional
Reviewed By Jda22
Didn’t want to use all of the superlatives in the title, but the overriding trait that Coach Tom possesses is trustworthiness. So many times during this process one can encounter fees and charges that are slipped in unbeknownst to the borrower. I knew that I didn’t have to worry about this with Coach. I’ve refinanced twice with him and have recommended a few friends. When you trust someone you have no issue sending your friends to work with them, especially if they are encountering issues during the process with someone else working on their case. Highly recommend Coach Tom and his team!