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10% Down Jumbo Loans in Chicago & Nashville
We know everything there is to know about Jumbo Loans. Call us for answers to any of your Jumbo Loan questions.
- Low rates
- All programs offered with 0 points
- Personalized advice from area experts
- Quick approval and closing complete in 30 days

Do I have to put 20% down on a Jumbo Loan?
Not anymore. A Jumbo Mortgage is possible with as little as 5% down. Of course, there are restrictions to go along with that such as credit, income, and loan amount limits, but the options do exist and the rates are very competitive.
What is the minimum credit score for a Jumbo Loan?
Typically, the minimum credit score is 700 for Jumbo Mortgage approval. However, some programs allow a credit score of 680 or lower, but be prepared to pay a higher rate and perhaps a larger down payment for Jumbo Loans with lower credit scores. Contact us for a free evaluation of your official credit report used by lenders.
Is it better to get Jumbo Loan at a fixed or an adjustable rate (ARM)?
That totally depends on your situation. However, many jumbo borrowers will leverage the lower rate offered on an ARM to pay their loan balance down at a faster pace. This approach requires discipline and additional payments every month, so make sure you discuss your plan with a jumbo mortgage expert before going down that path.