Loan Options
VA Loans in Greater Chicago & Nashville
You earned it. Let’s get you home. Talk to a VA Loan expert now.
- $0 down payment required
- No monthly mortgage insurance
- No origination fee
- Low rates and easy approval
- Expert VA Loan advice
- Quick approval and closing complete within 30 days

Who is eligible for a VA Loan?
If you meet any of the following conditions, you are eligible to use the VA Loan program for life:
- You served 90 consecutive days of active service during wartime
- You served 181 days of active service during peacetime
- You served more than six years of service in the National Guard or Reserves
- You are the spouse of a service member who died in the line of duty or as a result of a service-related injury.
What is the minimum credit score for VA Loan approval?
If you have a credit score of 620 or more, you may qualify for 100% VA Loan financing. Contact us for a free copy of your official credit report used by lenders.
Why choose UHL for help with a VA mortgage?
We have extensive experience with the VA loan process and we are here to help veterans and their families manage their mortgage with integrity, honesty, and the best possible rate. We do all of the leg work for you, so you don’t have to worry about any bureaucratic red tape. Simply apply and have your loan closed in 30 days or less.