Loan Options

VA Loans

Active and former service members and their families are honored through loan options that make building financial stability through homeownership easy and affordable. United Home Loans adds the benefit of a $0 origination fee as our way to say thank you.

  • $0 down payment required
  • No monthly mortgage insurance
  • Low rates and flexible requirements
  • Expert VA Loan advice

Who is eligible for a VA Loan?

If you meet any of the following conditions, you are eligible to use the VA Loan program for life:

  • You served 90 consecutive days of active service during wartime
  • You served 181 days of active service during peacetime
  • You served more than six years of service in the National Guard or Reserves
  • You are the spouse of a service member who died in the line of duty or as a result of a service-related injury.

What is the minimum credit score for VA Loan approval?

If you have a credit score of 620 or more, you may qualify for 100% VA Loan financing. Your lender will look at a combination of your credit, income, and assets to help you qualify. Talk to a mortgage banker to hear what options and benefits are available to you.

Why choose UHL for help with a VA mortgage?

We have extensive experience with the VA loan process and we are here to help veterans and their families manage their mortgage with integrity, honesty, and at the best possible rate. We do all of the leg work for you, so you don’t have to worry about any red tape. Simply apply and have your loan closed in 30 days or less.