Buy a Home
Become a Homeowner
You may qualify for programs that will lower your costs both upfront and monthly, making the goal of homeownership closer than you might think.
- Qualify for down payment assistance and below-market rates
- Pay the same or less per month than what you currently spend on rent
- Options with low down payments and flexible credit requirements available
- Start building equity now for a sounder financial future
Get Started
It’s the biggest purchase of your life. And online research only goes so far. Start with personalized, expert advice.
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Get a Pre-Approval
Don’t go home shopping without one. Pre-approvals give realtors and sellers confidence that you’re a qualified buyer. -
Find a Home
Let the fun begin. A good realtor will help you find the perfect home in your price range. We can even match you with a realtor in your desired neighborhood. -
Make An Offer
Your real estate agent will guide you through the steps to make your first offer. You can even request seller-paid closing costs. -
Easy Apply
Digital application? We have it. You’ll be on your way to an official approval in 20 minutes or less. -
Experience a Hassle-Free Process
We handle every detail from start to finish. Check our reviews. You’ll see that United Home Loans is the best in the business. -
Time to Close
Review your closing disclosure, conduct a final walk-through, send down payment funds to the title company, and sign loan documents. Don't worry, UHL will help you every step of the way.

Ready to Move-In
First-Time Homebuyer FAQ
Get answers about buying your first home, getting a mortgage, and the closing process.