Buy a Home
Become a Homeowner
You may qualify for programs that will lower your costs both upfront and monthly, making the goal of homeownership closer than you might think.
- Qualify for down payment assistance and below-market rates
- Pay the same or less per month than what you currently spend on rent
- Options with low down payments and flexible credit requirements available
- Start building equity now for a sounder financial future
It’s the biggest purchase of your life. And online research only goes so far. Start with personalized, expert advice.
Get a Pre-ApprovalDon’t go home shopping without one. Pre-approvals give realtors and sellers confidence that you’re a qualified buyer.
Find a HomeLet the fun begin. A good realtor will help you find the perfect home in your price range. We can even match you with a realtor in your desired neighborhood.
Make An OfferYour real estate agent will guide you through the steps to make your first offer. You can even request seller-paid closing costs.
Easy ApplyDigital application? We have it. You’ll be on your way to an official approval in 20 minutes or less.
Experience a Hassle-Free ProcessWe handle every detail from start to finish. Check our reviews. You’ll see that United Home Loans is the best in the business.
Time to CloseReview your closing disclosure, conduct a final walk-through, send down payment funds to the title company, and sign loan documents. Don't worry, UHL will help you every step of the way.
Ready to Move-In
First-Time Homebuyer FAQ
Get answers about buying your first home, getting a mortgage, and the closing process.