VA Loans

August 18, 2022

Your Ohio VA Loan Lender

VA loan lender

UHL is proud to be an expert VA loan lender for veterans who deserve it. Now, we are excited to share this expertise with our Ohio veterans.

Eligibility and Entitlement

VA Loans are guaranteed by the Department of Veterans Affairs and are carried out by a private VA loan lender to those individuals who served:

  • 90 consecutive days of active service during wartime
  • 181 days of active service during peacetime
  • 6+ years of service in the National Guard or Reserves
  • Or, are the spouse of a service member who died in the line of duty or as a result of a service-related injury.

These loans initially come with full entitlement, meaning you are not subject to loan limits. If you have taken out a VA loan before, you likely have what is called remaining loan entitlement, which means your next VA loan may be subject to loan limits. (Learn more about entitlement here). Regarding credit requirements, you may qualify for 100% VA Loan financing from UHL with a credit score of 620 or more.

Ohio Considerations

If you are subject to VA loan limits, the loan limit correlates to your county’s conforming loan limit. All counties in the state of Ohio have a loan limit of $647,200 for a single-unit property. You can check out multi-unit limits by county here.

VA buyers in Ohio also may benefit from a property tax exemption. Specifically, disabled veterans may receive a property tax exemption of up to $50,000 of the market value of their residence if the veteran is 100% disabled as a result of service. 

Choosing UHL as your VA Loan Lender

When you choose UHL, you’re choosing a team of experts who want to serve you. Our team members specialize in VA loans, allowing you to get the best rate and service every time. And while you can find zero down payments and low PMI from many VA loan lenders, what sets UHL apart is our $0 origination fee on all VA Loans. Get pre-approved for a VA Loan through UHL today.

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