Giving back to those who serve the community

Helping New Doctors Achieve Their Home Ownership Dreams

United Home Loans offers a fantastic loan program to help new doctors purchase their first home and overcome many of the obstacles that they may face.

Sign up below to download our free guide!

Loan Highlights

  • Low and NO down payment available
  • Loan amounts up to $2,000,000
  • No PMI for loan amounts up to $750,000
  • 15/1, 10/1, 7/1, 5/1 adjustable-rate terms available
  • Available for 1-2 unit primary residences
  • Deferred student debt cloud be excluded from payment ratios

Eligible Borrowers

  • Medical doctors (MD)
  • Doctors of dental science (DDS)
  • Doctors of dental medicine or surgeons (DMD)
  • Doctors of optometry (OD)
  • Doctors of ophthalmology (MD)
  • Doctors of osteopathy (DO)
Payment, Rate and APR Assumptions

Below is a payment, rate and APR example for the zero down doctor loan program listed above. At a purchase price of $750,000 with $0 down, taking out a 10/1 Libor ARM loan with an interest rate of 4.125% / 4.231 APR, the principal and interest would be $3,634.87. This program does not require mortgage insurance. This payment does not include taxes and insurance. Actual payment with those items will be higher. This assumption assumes a 740 credit score, 100% loan to value, 60-day lock period, and zero points for an owner-occupied, single-family detached home which will be used as a primary residence.

Rates will vary for different loan terms and can change at any time. Loan amount limits can also change. Talk to one of our mortgage bankers for a personalized quote.