Ask a Jumbo Genius – Income

I have plenty of cash, but my monthly income isn’t super high. Do I qualify for a Jumbo Loan?

Yes, we can use the asset depletion method to calculate your income. United Home Loans currently uses the most aggressive formula in the industry, which is adding up your assets, multiplying that number by 60%, and then dividing that number by 60 months. For a custom asset depletion calculation, contact a Jumbo Genius below or call 708-531-8388.