• Apply Now
  • Contact Us
708-531-8388
  • Pre-Approval
  • Buy A Home
    • Buyer Education
    • First-Time Buyer
    • FAQs
  • Refinance
    • Cash-Out Refi
    • Lower Your Payment
    • Reduce Loan Term
    • ARM-to-Fixed Refi
    • Refi FAQs
  • Loan Options
    • 30-Year Fixed Loans
    • 15-Year Fixed Loans
    • FHA Loans
    • ARM Loans
    • Jumbo Loans
      • 5% Down Jumbo
      • 10% Down Jumbo
    • VA Loans
    • 3% Down Mortgage
    • Renovation Loans
    • Bridge Loans
  • About
    • Why UHL?
    • Mortgage Bankers
    • Contact Us
  • Blog
United Home Loans

Mortgage Blog

loan•ol•o•gy

The study and explanation of mortgage rates, terms, programs, and approval requirements

Housing Market

Real Estate Predictions for 2026

Tuesday, December 30, 2025 Read Post
$decor_image['url']

Categories

  • All
  • Credit
  • FAQ
  • First-Time Buyers
  • Housing Market
  • Loans
    • All
    • 15-Year Fixed
    • 30-Year Fixed
    • Adjustable Rate Mortgages
    • Condo Mortgages
    • FHA Loans
    • Investment Properties
    • Jumbo Loans
    • Renovation Loans
    • VA Loans
  • Market
  • Mortgage Rates
  • Pre-Approval
  • Realtor News
  • Refinance
    • All
    • Cash Out Refinance
  • UHL News
May17 2021

Mortgage Rates

Time for a Vacation? | Second Home Mortgage Rates

Read Post
Aug18 2020

Market

Downsizing or Expanding?

Read Post
Aug21 2023

30-Year Fixed

Down Payment Assistance in Illinois

Read Post
Aug20 2025

Market

Does a Federal Rate Cut Mean Mortgage Rates Will Go Down?

Read Post
Oct13 2021

Loans

Buying a New Construction Home

Read Post
Dec24 2020

30-Year Fixed

30 Year Fixed Mortgage Rates in 2021

Read Post
Sep23 2022

Market

What is a 2/1 Buydown? | Lower Your Interest Rate

Read Post

Posts navigation

Posts pagination

1 2 3
Get a Quote Icon

Get A Quote

Finding the best mortgage program starts here.

Get A Quote

Meet The Team

Get in touch with someone specific or learn about our mortgage experts.

Lenders

Pre-Approval

Know how much house you can afford before you shop.

Get Pre-Approved
Buy A Home
  • Get Pre-Approved
  • Buyer Education
  • First-Time Buyer
  • FAQs
Refinance
  • Cash-Out Refi
  • Lower Your Payment
  • Reduce Loan Term
  • ARM-to-Fixed Refinance
  • Refi FAQs
Loan Options
  • 30-Year Fixed
  • 15-Year Fixed
  • ARM Loans
  • Jumbo Loans
  • FHA Loans
  • VA Loans
  • 3% Down Mortgage
  • Renovation Loans
  • Bridge Loans
About
  • Why UHL?
  • Mortgage Bankers
  • Where We Lend
  • Contact Us
  • Privacy and Security
  • Disclosures and Licensing
Equal Housing Opportunity
  • © 2026 United Home Loans, Inc. All Rights Reserved | NMLS #207546
  • 1023 Burlington Ave. Western Springs, IL 60558