Housing Market

March 25, 2024

Making Stronger Offers When Buying a Home in Spring 2024

Making Stronger Offers When Buying a Home in Spring 2024

The spring buying season is here! This time of year is always a busy one for buyers and sellers and, due to improved market conditions in 2024, there will most likely be an additional influx of buyers who are returning after putting off their search in 2023. But don’t fear the competition! If you’re planning on buying a home in Spring 2024, here are three great tools you’ll want to be familiar with that help buyers make stronger offers.

Guaranteed Pre-Approval

A pre-approval shows a seller that you’re serious. A guaranteed pre-approval, which is fully underwritten, tells the seller that all possible bumps on the way to closing have been practically eliminated. In other words, you’re not just approved for a certain purchase price, you’re approved for the entire loan. Get started on securing peace of mind for both yourself and the potential seller you hope will accept your offer with a guaranteed pre-approval! 

10-Day Clear to Close

In addition to looking at how smoothly a seller can anticipate the loan process to go, many are also looking at who can close the fastest. A 10-day clear to close is a commitment to being able to close on your loan within a tight timeframe. Not all lenders offer this, so be sure to reach out to United Home Loans to learn more.

Bridge Loans

Sellers tend to look more favorably on offers that aren’t dependent on the sale of an existing home to buy the new one. If you’re looking to use the proceeds from your home as the down payment on the next one, you might want to secure a Bridge Loan to be more competitive. A Bridge Loan is a short-term loan based on your home equity, allowing you to make an offer using the loan for your down payment, then you simply pay it off once your home sells. Speak to a mortgage banker about qualifying! 


Rates are generally lower than they were last year, there’s more inventory on the market, and our team of expert mortgage bankers are here to put you in the best position for homeownership success. If buying a home in Spring 2024 is the right time for you to make your next move, get started on a pre-approval.  

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