Introducing the Spring 2025 H.O.M.E Closing Cost Assistance Program

Home Ownership Made Easy (H.O.M.E.) is back for spring 2025! Moreover, upon its fifth release, we are expanding United Home Loans’ affordability program to include more buyers in underserved communities. That’s right, it’s not just for first-time buyers anymore. Here’s who qualifies for a lender contribution of 2%, up to $5,000. 

H.O.M.E. 5.5

The H.O.M.E. program is designed to help first-time buyers overcome the leading obstacle to homeownership: upfront costs. This time around, we want to extend a helping hand to those in underserved communities who are navigating the homeownership journey. Those purchasing in an eligible community lending census tract and who meet the H.O.M.E. requirements below qualify, whether or not they are a first-time buyer.  

Who Qualifies

• First-time buyers qualify for H.O.M.E. 5.0, which has no community restrictions 
• At or below 120% of the area median income 
• Purchasing in Illinois, Tennessee, and Wisconsin 
• Within a limited time! 

United Home Loans puts aside a set amount of funds with each release of the H.O.M.E. program. The sooner you reach out to us for a pre-approval, the better! 

*Cannot be combined with IHDA or THDA down payment assistance loans