Tom Michalak - United Home Loans

Tom Michalak

Mortgage Banker

“The right mortgage is a key component in a successful financial portfolio. I’m here to get you that mortgage.”
Tom Michalak, mortgage banker, uses his passion for numbers and financial markets to create loan programs tailored to individual cash-flow needs. He states, “I traded stock options for twenty years before joining the mortgage industry five years ago. There’s a lot of honesty in numbers, and I’m here to show clients how to use their assets, income and mortgage numbers for long-term gain.” Prior to joining United Home Loans, Tom served many happy clients as a loan officer at Midwest Lending. His strong financial background, along with his desire to share honest mortgage advice, was a perfect fit for United Home Loans. “UHL gives me access to everything I need to help clients get the best mortgage quickly and without stress,” he states. “It’s rare to find these cutting-edge resources inside of a family-run mortgage company that puts client service first.” In addition to his professional achievements, Tom attended Loras College in Dubuque, Iowa. Originally from Northbrook, he currently resides in Western Springs with his wife and two daughters. Tom is ready to provide honest advice to borrowers at any stage in life who need help deciding what mortgage is the best fit. If you’re looking for insight that evaluates how each loan option affects your financial portfolio, contact Tom today.


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Thank you Tom!
Reviewed By vsholland
Tom made our refinance simple and straightforward. He was extremely communicative and his directions were clear and concise. The entire process went very smoothly, occurring in a timely manner. I wouldn't hesitate using Tom's services again and would definitely recommend him to friends.