Apply Now
Contact Us
708-531-8388
Pre-Approval
Buy A Home
Buyer Education
First-Time Buyer
FAQs
Refinance
Cash-Out Refi
Lower Your Payment
Reduce Loan Term
ARM-to-Fixed Refi
Refi FAQs
Loan Options
30-Year Fixed Loans
15-Year Fixed Loans
FHA Loans
ARM Loans
Jumbo Loans
5% Down Jumbo
10% Down Jumbo
VA Loans
3% Down Mortgage
Renovation Loans
Bridge Loans
About
Why UHL?
Mortgage Bankers
Contact Us
Blog
Mortgage Blog
loan•ol•o•gy
The study and explanation of mortgage rates, terms, programs, and approval requirements
First-Time Buyers
What to Know About HomeReady in 2026
Friday, January 30, 2026
Read Post
sort by
date
name
Search
Jul
30
2025
First-Time Buyers
On-Time Rent Payments Could Help You Qualify for a Mortgage
Read Post
Oct
04
2013
First-Time Buyers
Mortgage Loans for First Time Home Buyers in Illinois
Read Post
Sep
10
2015
First-Time Buyers
Key Steps To Getting A Mortgage: Buyers Survival Guide
Read Post
Nov
03
2023
FAQ
What is the Minimum Down Payment for Multi-Unit Properties?
Read Post
Aug
06
2018
First-Time Buyers
Home Buying as a Millennial
Read Post
Jan
13
2017
First-Time Buyers
Make Friends With FICO – A Credit Report Breakdown in Greater Chicago
Read Post
Jul
29
2020
30-Year Fixed
Magic Number: 97 LTV
Read Post
Oct
16
2020
FHA Loans
Little Known Facts About FHA Loans
Read Post
Posts navigation
Posts pagination
1
2
3
4
…
8
![$decor_image['url']](https://sp-ao.shortpixel.ai/client/to_webp,q_glossy,ret_img,w_646,h_330/https://www.uhloans.com/app/uploads/2020/03/jumbo-loans-10-percent-down.png)
