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The study and explanation of mortgage rates, terms, programs, and approval requirements
First-Time Buyers
What to Know About HomeReady in 2026
Friday, January 30, 2026
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Jul
29
2020
30-Year Fixed
Magic Number: 97 LTV
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Nov
30
2022
Housing Market
Looking for a Lower Interest Rate? | 2/1 Buydown
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Oct
16
2020
FHA Loans
Little Known Facts About FHA Loans
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Dec
10
2025
Mortgage Rates
Is Waiting for a Lower Rate Worth It?
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Apr
19
2024
Mortgage Rates
Is It Worth It to Buy Points on a Mortgage?
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Mar
08
2023
Housing Market
Is Spring 2023 a Good Time to Sell a House?
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May
01
2025
First-Time Buyers
Introducing the Spring 2025 H.O.M.E Closing Cost Assistance Program
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Jul
03
2024
Loans
Illinois Down Payment Assistance Limits
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