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loan•ol•o•gy
The study and explanation of mortgage rates, terms, programs, and approval requirements
Mortgage Rates
Discount Points Are a Better Deal Than They Were 5 Years Ago
Thursday, June 25, 2026
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Aug
20
2025
Market
Does a Federal Rate Cut Mean Mortgage Rates Will Go Down?
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Jun
25
2026
Mortgage Rates
Discount Points Are a Better Deal Than They Were 5 Years Ago
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Mar
06
2026
First-Time Buyers
Closing Cost Assistance for 2026 Buyers
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Sep
03
2024
First-Time Buyers
H.O.M.E. Closing Cost Assistance
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Jun
13
2025
Loans
Can I Use Equity as a Down Payment? Yes! Here’s How.
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Oct
13
2021
Loans
Buying a New Construction Home
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Oct
19
2022
Housing Market
Do I have to sell my home before I buy the next one?
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Jul
29
2020
FAQ
How to Chose your Closing Date
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