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What closing costs will I have to pay?

Closing costs vary based on a number of factors such as individual lender costs, mortgage type, purchase contract, and location – but they usually include the following:

Lender fees: your mortgage company may charge for loan related expenses, including an appraisal fee, a credit report fee, origination points, and discount points.

Third party fees: cost for services not provided by your lender often include the settlement fee, title insurance, and attorney fees.

Prepaid items
: certain mortgage expenses must be paid to your lender in advance.
The most common are pre-paid interest, hazard insurance, and deposits to set up an escrow account.
If already own or have a property in mind for financing, call us for a custom closing cost quote.