More Options. More Opportunity.

5% Down on loans up to $1,000,000

10/1 Adjustable Rate Jumbo Mortgage

Great Rates: 3.125% (3.648% APR) 
Points: ZERO

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We’re confident you won’t see Jumbo options at rates this low anywhere else. Contact one of our mortgage bankers for a totally transparent, obligation-free quote.

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Why Choose United Home Loans
  • Expert Jumbo advice
  • More options to choose from, including specialty programs such as Doctor Loans, Bridge Loans, and more
  • Save thousands upfront without sacrificing a great rate with our -0- points mortgages

Additional Terms

Offered on a 10/1 ARM at an interest rate of 3.125% (3.648% APR) with ZERO points and monthly P&I payments of $4,299.15. Private Mortgage Insurance (PMI) will be required. Monthly payment listed here does not include PMI, taxes and insurance premiums. Actual payment amount will be greater. Interest rate on this ARM is fixed for 10 years and can adjust annually thereafter. First adjustment cap can be as high as 5% and then 2% annually thereafter, with a lifetime cap of 5%.

Information current as of 2/7/22. Mortgage rates can and do change daily. Program is not available in all states. A down payment of 5% on the purchase of a $1,000,000 home would require $50,000. Other assumptions: primary residence, single family home, debt-to-income ratio is less than 40% and credit score is 740 or higher. The lock period for this rate is 60 days.


Available in the states of: Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Ohio, Wisconsin, and Texas