Adam Merrick - United Home Loans

Adam Merrick

Vice President, Mortgage Lending

“I approach my clients as a teacher, not a salesman.”

Adam Merrick, Vice President of Mortgage Lending, is passionate about educating homebuyers on the biggest purchase of their lives. He states, “If my borrowers learn about lending, they will make smarter decisions now and on future home purchases.”

Originally from Tennessee, Adam earned a BA in Finance and has career experience in both lending and educational finance. Prior to joining United Home Loans, he worked for a large volume “mortgage factory” lender. It is there he found his passion for home financing, but he disliked being in an environment that lacked customer interaction and attention to detail. Lucky for us, he joined United Home Loans when he relocated to Chicago. “The support I get from United Home Loans is top notch, both professionally and personally. It truly is a family environment,” Adam states.

Adam was named Loan Officer of the Year in 2013, and he continues to serve clients and co-workers with dedication and patience. He adds, “The home buying process can be frustrating, and I try to minimize stress for all of my clients.”

Adam is eager to share his knowledge with borrowers in Illinois and Tennessee. If you’re looking for a stress-free mortgage, contact Adam today.


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Adam is definitely the guy you want as a mortgage lender, could not recommend him more highly.
Reviewed By brian mm
Adam was referred to me by a mutual friend and was actually the second lender I was dealing with and I wish he was the first. Adam got me a lower rate with lower fees and was able to lock in the rate for an extended period of time. Right from the beginning, I knew Adam knew his stuff when it came to mortgages and that was also apparent through the rest of the process. Adam was super responsive to every part of the process and his attention to detail made the everything so much easier (catching things that would have been an issue days/weeks in advance). Adam is definitely the guy you want as a mortgage lender, could not recommend him more highly.