Wisconsin Mortgage Pre-Approval - Home Loan Experts with Great Mortgage Rates Serving Colorado, Florida, Illinois, Indiana, Michigan, Minnesota, Tennessee and Wisconsin

Tuesday, July 23, 2013

Wisconsin Mortgage Pre-Approval

If you are a first time home buyer you may think that the process of buying a home can be long and stressful. In some cases this can be true; however one way you can eliminate a large amount of stress is to be pre-approved by a lender. Whether you are looking for a condo in Milwaukee or a summer home on Lake Geneva, having a pre-approval from a lender will be extremely beneficial.

When you approach a lender to be pre-approved you will need to provide them with certain documents. You will need to supply them with your tax returns, bank statements, W2s and pay stubs. After reviewing these documents and doing a credit check they will be able to determine the terms of a loan you will qualify for.

One you have your mortgage pre-approval letter you can make an offer on a house with confidence. Being pre-approved shows a seller that you are serious, and that you can afford their home. If two people were the make the same offer on a house, the person who is pre-approved will have an edge over the other. It will also save you time because your offer won’t be contingent upon your loan being approved.

The housing market is picking up steam and becoming more competitive. If you want to put yourself ahead of other home buyers it is important to be pre-approved. If you are looking for a home in either rural or urban Wisconsin feel free to contact United Home Loans for a mortgage pre-approval or any other questions you may have. Call (708) 531-8388 or click the link below to see what you can approve for.

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