Monday, September 9, 2013

Get Pre Approved Now

Having a pre-approval letter from a mortgage lender is one of the most powerful tools you can have when buying a home. A pre-approval letter will set you apart from other borrowers because it will show a seller that you can actually afford their home, and that you are already working with a lender who has preliminarily approved you for a home loan.

When you approach a lender to be pre-approved for a home loan you will need a few items. In order to verify your information the lender will need:

· W2 forms for the last two years

· Last two pay stubs

· Most recent bank and investment statements

This information is what sets apart a pre-approval from a pre-qualification. Being pre-approved means that the information you have given the lender has been verified; whereas a pre-qualification is the lender just taking your word.

United Home Loans is licensed in Wisconsin, Minnesota, Michigan, Indiana and Illinois. If you are currently looking for a home in any of these states give us a call today. The mortgage bankers with United Home Loans will work with you to determine how much home you can afford and help find the best mortgage program for you.


Click to get Pre-Approved Now!

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