Wednesday, January 29, 2014

Chicago Mortgage Pre-Approval

Are you thinking about purchasing a new condo with a view of Lake Michigan? Or, are you looking at purchasing a single family home in one of Chicago’s many diverse neighborhoods such as Logan Square or Bridgeport? If you are even thinking about it, a mortgage pre-approval is a crucial first step. If you have not yet started the process, click this link to begin.

To obtain a Chicago mortgage pre-approval, be prepared to provide the following documents:

· Last two years W2 forms and federal tax returns (all pages)
· Last two pay stubs
· Bank and investment statements for the last two months (all pages)

In addition to the above documents, your mortgage lender will need to obtain a recent credit report and ask you several questions about your residency for the last two years, employment for the last two years and questions regarding prior home ownership, judgments, bankruptcies and any other potential liabilities such as child support or alimony.

It sounds much more difficult than it really is but with an experienced mortgage banker on your side, you should be able to obtain a pre-approval in as little as 20 minutes. Contact United Home Loans today for more information about Chicago mortgage pre-approvals at (708) 531-8388.

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