Thursday, September 19, 2013

Chicago Mortgage Loans

Although interest rates have gone up a bit in the last few months in Chicago, it is still a great time to buy a home. Interest rates have taken a slight dip in the last week or so; if you have been on the fence about purchasing a home, it’s time to make a decision. Regardless of what type of mortgage program you are looking for the mortgage bankers with United Home Loans can help you out.

If you’re looking to settle down in one of Chicagoland’s surrounding suburbs, maybe you’re in the market for a fixed rate mortgage. Fixed rate mortgages are beneficial to people who plan to own their home for an extended period of time. Having a mortgage with a fixed interest rate allows you to budget and plan ahead. Fixed rate mortgages will have the same monthly payment throughout the term of the loan.

Or maybe you’re looking for a starter home, a condo somewhere in downtown, in which case maybe an adjustable rate mortgage would better suit your needs. ARMs typically have low initial interest rates, and then after a period of time they are subject to change.

Every mortgage is different and specific to meet the needs of different home buyers. Give United Home Loans a call today to discuss your options and any other questions you may have. Call now at (708) 531-8388


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