30-Year Fixed-Rate Mortgage In Greater Chicago

Get a custom 30-year fixed-rate quote from local experts. Chicago area lender with BBB A+ rating.

Choose One...
Choose One...
  • 0%
Why a 30 Year Mortgage?

Why a 30 Year Mortgage?

  • Most popular mortgage program
  • Fixed interest rate
  • Lower monthly payments
Why United Home Loans?

Why United Home Loans?

  • Local to Chicagoland
  • Work with a dedicated loan expert
  • Independent, family-run firm
What Are People Saying?

What are People Saying?

  • "Don't mess with other companies."
  • "UHL makes mortgages stress free."
  • "Every employee is attentive."

What is the conforming 30-year fixed mortgage limit in the Greater Chicago area?

Effective January 2017, the limit for a conforming or conventional loan (Fannie Mae or Freddie Mac) for a one-unit property in the Greater Chicago market is $424,100.

When is a 30-year fixed loan the best option for me?

Typically, this is the best option if you plan to stay in your home for seven years or more, prefer a low fixed rate payment, and don’t mind taking a fairly long time to pay off your loan balance.

When is a 30-year fixed not the right choice?

If you plan on selling in less than seven years, an ARM may be the right choice for you as the payment and rate will be lower for the first five to seven years. Or, if you want to pay the loan balance at a quicker pace, consider a 15 or 20-year fixed, but keep in mind those payments will be higher since you’re paying your loan off quicker.

Disclaimer: All fields are required. By clicking "Submit", you agree that United Home Loans, Inc. (UHL) may contact you at the telephone number or email address you have provided above for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a Do Not Call registry. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Rates and fees you received are based on the information you provided. Initial quotes through the Bankrate, Zillow or any other website are not binding Loan Estimates because the lender is not able to verify your identity or credit history. Your final quote, rates, and fees may differ when you close with United Home Loans.