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& Increase Your Bargaining Power

Illinois, Colorado, Florida, Indiana, Michigan, Minnesota, Tennessee and Wisconsin Mortgage Pre-Approval

What Does Pre-Approved Mean?

Getting pre-approved means confidence, knowledge and maybe even leverage. A mortgage pre-approval from United Home Loans means that we have reviewed your credit report, analyzed your income and assets, and determined the estimated payment for your new home purchase.

A home loan pre-approval gives real estate agents and home sellers the confidence that you will get approved for the mortgage loan necessary to complete your new home purchase. And, it may even give you additional leverage to negotiate better terms on your sales contract since a United Home Loans Pre-approval shows you are a serious buyer.

America's Trusted Mortgage Experts

United Home Loans is located in the midwest and can help you get an Illinois mortgage pre-approval, Indiana mortgage pre-approval, Michigan mortgage pre-approval, Minnesota mortgage pre-approval, and Wisconsin mortgage pre-approval. United Home Loans has been expanding. In addition to the Midwest, we now can provide a Florida mortgage pre-approval and Colorado mortgage pre-approval.

Get pre-approved for your mortgage today and buy your new home tomorrow!

Why Get Pre-Approved?

Why Get Pre-Approved?

Know Before You Shop

Thinking about buying a new home? The times have certainly changed in mortgage lending and therefore it is crucial to learn more about mortgage pre-approval before you begin your new home search.

In the greater Chicago real estate market and throughout the United States, a home loan pre-approval is a must for most home purchases.

Fast Pre-Approval

Fast Pre-Approval

Mortgage Pre-Approval in 10 Minutes

Most mortgage pre-approvals can be completed in a quick 10-minute call to United Home Loans. Get your home loan pre-approval process started!

Just call to speak with one of our mortgage bankers at 708-531-8388 or get a mortgage quote now with our online form. It takes just 30 seconds to get started on your path to a new home loan.

New Home Search

New Home Search

Start Shopping with Confidence

With your mortgage pre-approval from United Home Loans, you can begin your home search in earnest. Need a recommendation for a trusted real estate agent? We work with realtors throughout the Chicago market.

At United Home Loans, we are America's trusted mortgage experts providing pre-approvals in Chicagoland and beyond.

Disclaimer: All fields are required. By clicking "Submit", you agree that United Home Loans, Inc. (UHL) may contact you at the telephone number or email address you have provided above for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a Do Not Call registry. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Rates and fees you received are based on the information you provided. Initial quotes through the Bankrate, Zillow or any other website are not binding Loan Estimates because the lender is not able to verify your identity or credit history. Your final quote, rates, and fees may differ when you close with United Home Loans.

Pre-Approval Mortgage News

Direction from industry leaders

Posted 11/20/2015
Mortgage Pre-Approvals a Must for Chicago Home Purchases
Going into the home-buying process is nothing short of a daunting task. It becomes even more difficult if the borrower does not know what they can afford, how much money …
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Customers share their journeys

A call to Meg at UHL resulted in an immediate proposal with more favorable terms specific to our needs. Her transparency in discussing options was refreshing because it was clear she wasn't going to promise anything she couldn't deliver.