15 Year Fixed Jumbo Loan Rates in Greater Chicago

Any mortgage that exceeds $424,100 for a one unit property is considered a Jumbo Loan. As an expert on Jumbo mortgages, United Home Loans will find the best program for your financial goals. Contact us today and ask about 5% and 10% down options.

15 Year Jumbo3.625 %3.779 %0
15 Year Jumbo3.375 %3.651 %1
15 Year Jumbo3.125 %3.328 %2
Mortgage rates change daily based on the market. Rates last updated: 9:55 (Central) on 11/22/2017.

What is the Interest Rate vs. the APR?

The interest rate is the cost of borrowing the principal loan amount. The APR is the annual cost of a loan including any fees. Thus, the APR is higher than the interest rate.

What is a Discount Point?

Discount points are prepaid interest on a mortgage loan. The more points you pay, the lower the interest rate on the loan. Each point is equal to 1% of the loan amount, and points may be tax-deductible.

Why Pay Discount Points?

Whether or not you should pay points depends on how much money you have to put down at closing and how long you plan to stay in the house. If you're planning to stay in the home for a while, a reduced interest rate makes sense. If you need the lowest possible closing costs, however, a zero-point option is best for you.

View United Home Loans Mortgage Rate Assumptions »

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