It was very convenient and quick working with United Home Loans. Zlatan and everyone else on the team was very courteous and responsive, both over phone and email (which is usually my preferred mode of working). Also, most of the process upto closing was electronically handled, eliminating the need for printing and sending back loads of paperwork. Overall, I found the process quite efficient and didn't suffer from the usual pains of refinancing. Being a broker with an in-house underwriting department made working with UHL that much more streamlined and I believe I got an very competitive rate, on a high-rise condo refinance. Highly recommend!
After speaking with two other loan companies I thought I should get a third quote just to make sure I was getting the best rate, so I contacted United Home Loans and that day I spoke with Jeff Dulla who was extremely knowledgeable and helpful. Jeff answered all of my questions and within 15 minutes got me a rate quote that actually was significantly lower than other quotes I had gotten. From that moment forward i worked with Jeff and his team and got the loan closed without any issues. I had a great experience with United Home Loans and would definitely recommend them to anyone shopping for a mortgage.
Jeff Dulla and Liz Phipps of United Home Loans are two of THE MOST WONDERFUL and knowledgeable people anyone could ever want to work for them in a loan process. My recommendation to anyone trying to put together financing is to look no further than United Home Loans. These two dynamos personify professionalism and will get the job done for you quickly and efficiently. They took my tricky situation and made it work using a "what ever it takes" approach. They are truly the best in the industry!!! Sharon B.
These guys were great! I did a Harp 2.0 refi around 5 months ago and had zero problems. I was very happy with them and would use them again. FYI... They do sell the mortgage but they tell you this right from the start. Mine was sold to US Bank and I haven't had any problems with them either.
We had been trying to refinance our home for several years but were having a hard time getting the right product to suit our needs. We were in the 11th inning with another broker to close on a refinance but we were not happy with the terms which had changed several times throughout their process. A call to Meg resulted in an immediate proposal with more favorable terms specific to our needs. Her transparency in discussing options was refreshing because it was clear she wasn't going to promise anything she couldn't deliver. She has a keen sense of detail with an ability to communicate complex issues with simple language. She made the process easy and fast and we were able to close within two weeks.
I've worked with Meg at UHL a few times over the years and continue to be impressed by her willingness and ability to offer the best products she can find at very low costs. The UHL team has been timely, friendly, knowledgeable and Meg has been able to fully customize a mortgage to meet the needs of me an my family. Full explanation, great responsiveness, a lot of experience and no pressure. Exactly what you need when making big decisions. I highly recommend Meg and UHL.
I had such a great experience with United Home Loans. And everything was explained accurately and quickly. Bill W was quite exceptional. He and the company are professional, quick and easy to talk with.
As a first time home buyer the process of buying a home and obtaining a mortgage can be pretty daunting. But working with United Home Loans made the experience incredibly seamless and simple. They took the time to explain the process, help me understand all the options as well as the pros/cons of all the different mortgage products. They were incredibly professional, polite and responsive. Whenever I sent an email or made a phone call they were there to help. I would recommend United Home Loans, and in particular Matt & Kyle Cibula, to anyone in search of a mortgage.
I had been searching for a HARP refinance for over a year but kept running into lenders who didn't call me back or those who made me lack confidence in their knowledge or that I was getting the best deal. Others knew little about HARP. One even told me that it was a bad idea to refinance from 5.85 to under 4%. Having been in the mortgage business myself, I knew that was wrong! I was looking for a lender that would allow most to be done online and for an easy process. Chris Ulrich from United was everything I was looking for and more. (He handled our loan when we bought our home as well.) He had an approval for me within a few minutes on the phone and it didn't even require an appraisal! The entire loan process only took about two weeks. Everything was done remotely, even the closing! Chris and Evette made it a great experience. I highly recommend Chris Ulrich and United Home Loans. I will be looking him up whenever I need a mortgage.
Mike and his team were able to close on my new lake house within three weeks of starting the process! This is the best home closing experience I have ever had and will use United Home Loans for any future purchases. Hassle free and responsive!
We recently applied with United Home Loans. The process was clear, concise, and they definitely met our expectations. I would recommend United home loans to my friends and family. Best regards, Joe Heinz
Our mortgage experience with United Home Loans was most pleasant. We learned of the company through web site. We investigated and concluded the company to be reliable. Our first contact was by phone with Mike Dulla. That set the standard for all of our future dealings with the company. Mr. Dulla was honest, fair, thorough, reliable, as were all of the persons with whom we dealt to and including the closing. Time and money were saved and paper work and red tape eliminated.