Illinois Mortgage Rates

Below is a snapshot of Illinois conforming programs and Illinois jumbo programs. Of course, there are many more options for you to consider. Please contact us today for your specific situation.



Illinois Conventional Loans / Conforming Programs
Product .................... Rate .......... APR .......... Points ..........
30 Year Fixed 3.750% 3.872% 1
15 Year Fixed 3.000% 3.215% 1
5/1 ARM 2.500% 2.977% 1
7/1 ARM 2.875% 3.087% 1




Illinois Jumbo Loans / Jumbo Programs
Jumbo loans are required for loans over $417,00.
Product .................... Rate .......... APR* .......... Points ..........
30 Year Jumbo 4.375% 4.476% 1
15 Year Jumbo 3.875% 4.050% 1
5/1 Jumbo ARM 3.000% 2.842% 1
7/1 Jumbo ARM 3.250% 2.996% 1

* Annual Percentage Rate (APR) calculations assume single-family, detached, owner-occupied primary residence in Illinois with 1.0% discount point; a loan-to-value ratio of 80% or less; a minimum FICO score of 740; and a loan amount of $200,000 for conforming loans or $500,000 for jumbo loans, unless otherwise specified; rates are subject to change without notice; subject to underwriter approval; not all applicants will be approved; fees and charges apply; restrictions may apply.
United Home Loans Inc, Loans, Westchester, IL

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