United Home Loans FAQs

Q: What closing costs will I have to pay?

Closing costs vary based on a number of factors - including the lender, mortgage type, purchase contract, and location - but they usually include the following: Lender fees.  Your mortgage company may charge for expenses related to making the loan, including an appraisal fee, a credit report fee, origination points, and discount points.  Third party fees.  Charges for services not provided by your lender often include the settlement fee, title insurance, and attorney's fees.   Prepaid items.  Certain mortgage costs must be paid to your lender in advance. The most common of these are pre-paid interest, hazard insurance, and deposits to set up an escrow account.

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