United Home Loans FAQs

Q: What does it mean to get pre-approved?

Getting pre-approved means you receive a loan commitment from your mortgage company before you have found a home, based on a review of your credit and finances.  Having your credit pre-approved shows sellers that you're a qualified buyer and helps you establish a clear price range.  The process is the same as a typical mortgage application, except that your application doesn't include property information.

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