United Home Loans FAQs

Q: Is it possible to modify your mortgage loan terms to make your payments more affordable without refinancing?
A: Click here for the answer...

Q: What is a mortgage check-up?
A: Click here for the answer...

Q: What does the latest fed rate cut of .5% mean for you?
A: Click here for the answer...

Q: What is your household APR?
A: Click here for the answer...

Q: What does the Fannie Mae/Freddie Mac takeover mean for you?
A: Click here for the answer...

Q: Is it still possible to pull equity out of your home to pay for crucially important items or necessities such as college education or home improvement?
A: Click here for the answer...

Q: United Home Loans is both a mortgage bank and a mortgage broker. How does this benefit our clients?
A: Click here for the answer...

Q: What will my mortgage payments include?
A: Click here for the answer...

Q: Should I lock my rate?
A: Click here for the answer...

Q: What Mortgage is best for me?
A: Click here for the answer...

Q: Should I pay discount points?
A: Click here for the answer...

Q: What closing costs will I have to pay?
A: Click here for the answer...

Q: Will I have to pay for Private Mortgage Insurance?
A: Click here for the answer...

Q: What is the minimum down payment I can make on a home?
A: Click here for the answer...

Q: What if I've had credit problems?
A: Click here for the answer...

Q: What does it mean to get pre-approved?
A: Click here for the answer...

Q: What will a lender look at when I apply for a mortgage?
A: Click here for the answer...

Q: What costs are involved in refinancing?
A: Click here for the answer...

Q: Should I refinance my existing loan?
A: Click here for the answer...