Illinois, Indiana, Michigan, Minnesota and Wisconsin Mortgage Pre-Approval
Learn More About Midwest Mortgage Pre-Approval & Have More Bargaining Power

Illinois Mortgage Pre-Approval Thinking about buying a new home in the midwest? The times have certainly changed in mortgage lending and therefore it is crucial to learn more about midwest mortgage pre-approval before you begin your home search. In the greater Chicago real estate market, a pre-approval is a must for most home purchases.

Most midwest mortgage pre-approvals can be completed in one quick 10 minute call to United Home Loans. Just call us at (708)531-8388 or get a quote now to get the midwest mortgage pre-approval process started.

Confused about what pre-approved means? It means confidence, knowledge and maybe even leverage. An Illinois mortgage pre-approval, lndiana mortgage pre-approval, Michigan mortgage pre-approval, Minnesota mortgage pre-approval, Wisconsin mortgage pre-approval from United Home Loans means that we have reviewed your credit report, analyzed your income and assets and determined the estimated payment for your new home. This pre-approval gives real estate agents and home sellers the confidence that you will get approved for the mortgage loan necessary to complete your new home purchase. And, it may even give you additional leverage to negotiate better terms on your sales contract since a United Home Loans Pre-approval shows you are a serious buyer.

Once you have your midwest mortgage pre-approval from UHL in hand, you can begin your home search in earnest. If you need a recommendation for a trusted real estate pro, we work with agents throughout the six-county greater Chicago market. At United Home Loans, our focus is on Chicago mortage pre-approval, Arlington Heights mortgage pre-approval, Barrington mortgage pre-approval, Downers Grove mortgage pre-approval, Elmhurst mortgage pre-approval, Hinsdale mortgage pre-approval, LaGrange mortgage pre-approval, Naperville mortgage pre-approval, Schaumburg mortgage pre-approval, St. Charles mortgage pre-approval and everywhere in between.

Get pre-approved for your midwest mortgage today and buy your new home tomorrow!

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United Home Loans Inc, Loans, Westchester, IL

Mortgage News

Need Help Paying For College for Your Kids? Consider a Cash-Out Refinance - Posted May 17, 2013

College is really expensive!  According to SavingForCollege.com, the average 4 year cost for a private college is currently $127,100.  If you are like the rest of us, you probably don’t have that much cash saved for even one of your kids. 

With mortgage rates at historic lows, you may want to consider a cash-out refinance mortgage instead of student loans.  There are many benefits.  For starters, a 30 year fixed mortgage will provide you with a very low fixed mortgage rate payable over a long period of time – this will help keep your payment very low.  Also, this interest may be tax deductible – consult your tax professional for details.  And, contrary to everything you hear from the press, getting approved for a mortgage is not that difficult.  You need to have stable income, good credit and equity in your home.  If you can meet those three requirements, you are 99% there.

Most lenders allow you to borrow up to 80% of your home’s value for a cash-out refinance.  Property values have been increasing in the Midwest recently and Illinois mortgage rates are close to historic lows.  So, if your home is worth $500,000, you can borrower up to $400,000 at a fixed payment under $2,000 per month. 

United Home Loans provides Illinois mortgage loans in addition to mortgages in Indiana, Michigan, Minnesota and Wisconsin.  Check out our rates below and call us with any mortgage related questions at (708) 531-8388.


Illinois Mortgage Rates
IL 30 Year Fixed mortgage as of May 17, 2013   3.500%/3.519 APR
IL 15 Year Fixed mortgage as of May 17, 2013   2.750%/2.819 APR

Please click this link for APR assumptions and more IL mortgage rates


Indiana Mortgage Rates
IN 30 Year Fixed mortgage as of May 17, 2013   3.500%/3.519 APR
IN 15 Year Fixed mortgage as of May 17, 2013   2.750%/2.819 APR

Please click this link for APR assumptions and more IL mortgage rates


Michigan Mortgage Rates
MI 30 Year Fixed mortgage as of May 17, 2013   3.500%/3.519 APR
MI 15 Year Fixed mortgage as of May 17, 2013   2.750%/2.819 APR

Please click this link for APR assumptions and more MI mortgage rates

Minnesota Mortgage Rates
MN 30 Year Fixed mortgage as of May 17, 2013   3.500%/3.519 APR
MN 15 Year Fixed mortgage as of May 17, 2013   2.750%/2.819 APR

Please click this link for APR assumptions and more MN mortgage rates

Wisconsin Mortgage Rates
WI 30 Year Fixed mortgage as of May 17, 2013   3.500%/3.519 APR
WI 15 Year Fixed mortgage as of May 17, 2013   2.750%/2.819 APR

Please click this link for APR assumptions and more WI mortgage rates

      



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Testimonials
184238
' If I ever refi again, I will call United Home Loans right off the bat. They gave us a very competititve rate without any bait/switch games. Jeff ... more '
5.0/5.0
by JohnKarakis
180632
' Jeff Dulla at United Home Loans and his associates were professional and a pleasure to do business with. All aspects of the loan process went ... more '
5.0/5.0
by user461003
171603
' Kim R. at United Home Loans was exceptional in following through on every detail of my refinance. I have already recommended her to a friend and will ... more '
5.0/5.0
by user174676