Our Mortgage Bankers
Friendly Service, Great Mortgage Rates and Expert Advice

At United Home Loans, we pride ourselves in our experienced mortgage bankers averaging over 10 years in the lending industry, as well as our loan approval staff averageing over 12 years in mortgage lending. It is our knowledgeable staff that has allowed us to close more than 7,500 loans since 2002 and continually exceed our clients’ expectations.

  Name/Title Contact Information
Adam Merrick Adam Merrick
Mortgage Analyst
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8320
amerrick@uhloans.com
Alicia Shereck Alicia Shereck
Compliance and Operations Manager
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8310
ashereck@uhloans.com
Alise Sofiakis Alise Sofiakis
Vice President - Mortgage Lending
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8316
asofiakis@uhloans.com
Bill Weldon Bill Weldon
Mortgage Banker
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8330
bweldon@uhloans.com
Chris Ulrich Chris Ulrich
Vice President of Mortgage Lending
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8324
culrich@uhloans.com
Chris Kinsella Chris Kinsella
Senior Mortgage Banker
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8318
ckinsella@uhloans.com
Christine Gilfillan Christine Gilfillan
Mortgage Analyst
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8306
cgilfillan@uhloans.com
Evette Habinka Evette Habinka
Mortgage Loan Processor
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8312
ehabinka@uhloans.com
Heather Giordano Heather Giordano
Processing Supervisor
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8311
hgiordano@uhloans.com
Jacquie Casciani Jacquie Casciani
Mortgage Loan Processor
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8305
jcasciani@uhloans.com
Jeff Modrowski Jeff Modrowski
Mortgage Loan Processor
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8350
jmodrowski@uhloans.com
Jeff Dulla Jeff Dulla
Vice President - Mortgage Lending
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8322
jdulla@uhloans.com
Kim Rasulo Kim Rasulo
Mortgage Banker
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8321
krasulo@uhloans.com
Kyle Cibula Kyle Cibula
Mortgage Banker
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8332
kcibula@uhloans.com
Liz Saraceno Liz Saraceno
Mortgage Sales Assistant
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8328
lphipps@uhloans.com
Lou Scannicchio Lou Scannicchio
Director of Marketing
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8347
lscannicchio@uhloans.com
Mary Bazan Mary Bazan
Vice President - Mortgage Lending
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8314
mbazan@uhloans.com
Matt Cibula Matt Cibula
Vice President - Mortgage Lending
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office:
mcibula@uhloans.com
Meg Pound Meg Pound
Vice President - Mortgage Lending
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8345
mpound@uhloans.com
Mike Dulla Mike Dulla
President
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: (708) 531-8317
mdulla@uhloans.com
Sabrina Spence Sabrina Spence
Loan Closer
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8319
sspence@uhloans.com
Sarah Heinz Sarah Heinz
Controller
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8346
sheinz@uhloans.com
Zlatan Hodzic Zlatan Hodzic
Mortgage Banker
United Home Loans
 
4 Westbrook Corporate Center, Suite 650
Westchester, IL
Office: 708-531-8302
zhodzic@uhloans.com
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Mortgage News

Extended Rate Locks for New Construction Loans in Illinois - Posted November 07, 2014

If you are considering purchasing a newly constructed home in Illinois and the home may not be ready for 4 months or more, you really need to be concerned about your interest rate.  Rate locks are typically only good for 60 days.  What happens to the affordability of your mortgage payment or even your ability to get approved for your mortgage if rates shoot up 1% or more?

United Home Loans offers extended rate locks for borrowers who are purchasing a new construction home in Illinois.  These rate locks offer you the best of both worlds – long term rate lock protection with the ability to float down to lower rates once you are within 30 days of closing. 

These extended mortgage rate locks will protect your interest rate for up to 8 months.  Although there is no actual fee charged for this program, there is a deposit equal to ½ of a percent of your loan amount.  This deposit is fully refunded assuming your mortgage loan closes with United Home Loans.

For specific information on mortgage rates and an actual quote for a specific length of time, please contact United Home Loans today.  Also, make sure you receive a full Illinois mortgage pre-approval prior to entering into a contract to purchase a new home.      


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Testimonials
184238
' If I ever refi again, I will call United Home Loans right off the bat. They gave us a very competititve rate without any bait/switch games. Jeff ... more '
5.0/5.0
by JohnKarakis
180632
' Jeff Dulla at United Home Loans and his associates were professional and a pleasure to do business with. All aspects of the loan process went ... more '
5.0/5.0
by user461003
171603
' Kim R. at United Home Loans was exceptional in following through on every detail of my refinance. I have already recommended her to a friend and will ... more '
5.0/5.0
by user174676