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Contact United Home Loans For All Your Mortgage Needs in Colorado, Florida, Illinois, Indiana, Michigan, Minnesota, Tennessee & Wisconsin

At United Home Loans, we pride ourselves on:
  • Providing the best service from our talented, friendly staff.
  • Local appraisers & loan officers with extensive knowledge of the area.
  • In-house underwriting to ensure better closings & more efficient process.
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  • Rates as low as 2.625%*

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    *To see our assumptions, click here.
  • 30 Year Fixed The 30-Year fixed rate home loan is the best protection against rising mortgage rates and higher monthly payments!
  • 15 Year Fixed The 15-Year fixed rate home loan offers a secure, low mortgage rate and you pay less interest over the life of your loan!
  • 5/1 Year A.R.M. The 5/1 ARM (adjustable rate mortgage) provides the lowest mortgage rate so you can minimize your home loan payment!

Should you refinance your mortgage or purchase a new home today?

Get a quote or call United Home Loans at (708) 531-8388 to find out and learn more about the great rates available for midwest home loans.

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Mortgage News

Extended Rate Locks for New Construction Loans in Illinois - Posted November 07, 2014

If you are considering purchasing a newly constructed home in Illinois and the home may not be ready for 4 months or more, you really need to be concerned about your interest rate.  Rate locks are typically only good for 60 days.  What happens to the affordability of your mortgage payment or even your ability to get approved for your mortgage if rates shoot up 1% or more?

United Home Loans offers extended rate locks for borrowers who are purchasing a new construction home in Illinois.  These rate locks offer you the best of both worlds – long term rate lock protection with the ability to float down to lower rates once you are within 30 days of closing. 

These extended mortgage rate locks will protect your interest rate for up to 8 months.  Although there is no actual fee charged for this program, there is a deposit equal to ½ of a percent of your loan amount.  This deposit is fully refunded assuming your mortgage loan closes with United Home Loans.

For specific information on mortgage rates and an actual quote for a specific length of time, please contact United Home Loans today.  Also, make sure you receive a full Illinois mortgage pre-approval prior to entering into a contract to purchase a new home.      

Read more mortgage blogs…

' If I ever refi again, I will call United Home Loans right off the bat. They gave us a very competititve rate without any bait/switch games. Jeff ... more '
by JohnKarakis
' Jeff Dulla at United Home Loans and his associates were professional and a pleasure to do business with. All aspects of the loan process went ... more '
by user461003
' Kim R. at United Home Loans was exceptional in following through on every detail of my refinance. I have already recommended her to a friend and will ... more '
by user174676