Illinois, Indiana, Michigan, Minnesota & Wisconsin Mortgage Experts
Contact United Home Loans For All Your Midwest Mortgage Needs

The times may have changed in the mortgage lending business, but our traditional principals have remained the same. At United Home Loans, we still believe in friendly service, great mortgage rates, expert advice and being the best when it comes to midwest home loans. Because of this, over 75% of all UHL clients are repeat customers or referrals from previous clients. Read more UHL Stats.

Let our experts in midwest home loans guide you through the mortgage
approval & closing process in Illinois, Indiana, Michigan, Minnesota and Wisconsin.


Should you refinance your mortgage or purchase a new home today?
Get a quote or call United Home Loans at (708) 531-8388 to find out and learn more about the great rates available for midwest home loans!
30 Year Fixed Rates as low as 3.5%* (3.601% APR)
15 Year Fixed Rates as low as 2.75%* (2.964% APR)
5/1 ARM as low as 2.5%* (2.766% APR)

The 30-Year fixed rate home loan is the best protection against rising mortgage rates and higher monthly payments!

*To see our assumptions, click here.

The 15-Year fixed rate home loan offers a secure, low mortgage rate and you pay less interest over the life of your home loan!

*To see our assumptions, click here.

The 5/1 ARM (adjustable rate mortgage) provides the lowest mortgage rate so you can minimize your home loan payment!

*To see our assumptions, click here.

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United Home Loans Inc, Loans, Westchester, IL

Mortgage News

Bonds Rally – Will Mortgage Interest Rates Improve? - Posted May 21, 2013

Of late, mortgage interest rates have been trending upwards.  While bonds have had a dismal start to the week, there is a sliver of hope today as the market rallies up to +36bp.  After what appeared to be a bounce back day on Thursday May 16th, the bond market got crushed the following day finishing at -58bps.  Since, the bond market has gradually been losing.

The bond market opened up flat this morning, but has since rallied.  Hopefully the gains will have a positive impact on mortgage interest rates. 

Economic news is quiet to start the week, but later this week 5 key events could add volatility to the market.  Wednesday, May 22nd marks the release of the Existing Home Sales report, along with the release of the Federal Reserve Minutes from May 1st.  On Thursday, May 23rd, Jobless Claims report will be out along with the New Home Sales report.  To end the week, the Durable Goods report will be released on Friday, May24th.

These 5 reports could have a key impact in shifting the market.  Last week, the unexpectedly positive Jobless Claims report started the bond market downward spiral.  We may see that trend continue or reverse depending on where the numbers fall. 



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Testimonials
184238
' If I ever refi again, I will call United Home Loans right off the bat. They gave us a very competititve rate without any bait/switch games. Jeff ... more '
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by JohnKarakis
180632
' Jeff Dulla at United Home Loans and his associates were professional and a pleasure to do business with. All aspects of the loan process went ... more '
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by user461003
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' Kim R. at United Home Loans was exceptional in following through on every detail of my refinance. I have already recommended her to a friend and will ... more '
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by user174676